Borgata | M life Rewards


Borgata Online has joined forces with M life Rewards, the loyalty program that provides exclusive benefits at MGM Resorts nationwide! Your current status will be converted to the equivalent M life Tier Level and you’ll earn additional Tier Credits every time you wager on Borgata Online.

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As an M life Rewards member you’ll be eligible for benefits at M life Rewards destinations nationwide based on your Tier Status. Benefits include personalized offers, dedicated windows at BetMGM Sportsbooks, discounted and comped rooms (based on play), and much more.

If you are currently a member of M life Rewards, your combined Tier Credits from your land-based and digital play will contribute to your Tier Status. If you are a new member of M life Rewards, you will be provided an M life Rewards account number and can start earning Tier Credits right away. Please see the M life Rewards Program Terms and Conditions for complete details.

No. Only digital Tier Credits earned on BetMGM and Borgata Online will contribute to your Tier Status at this time.

Great news! Tier Credits on land-based and digital accounts have been combined. This may result in a higher Tier Status.

You can pick up your card at the M life Rewards desk at any MGM Resorts destination nationwide.

You will be able to enjoy your M life Rewards Tier Status through January 31, 2022.

You will be able to enjoy your M life Rewards Tier Status through January 31, 2022.

You will be able to enjoy your M life Rewards Tier Status through January 31, 2022.

We’ve decided to transition to a calendar year (January 1 – December 31) earning period for your M life Rewards Tier Status. For 2020, that means you have an additional 3 months to earn status that you will enjoy for all of 2021, until January 31, 2022.

On January 1, 2021, we will reset all M life Rewards Tier Credit balances to zero (0) for all members for the 2021 Tier Status Earning Year for your M life Tier Status Benefit Year that will be valid February 1, 2022 – January 31, 2023. This does not affect anyone who earned Tier Status in 2019 or 2020. Your Tier Status and benefits will be valid until January 31, 2022 as previously noted.

That is correct. There is now a Tier Status Earning year that will be based on a Calendar Year, January 1 – December 31. There will also now be a Tier Status Benefits Year which will be February 1 – January 31. You earn Tier Credits from January 1 – December 31 of each year and your accumulated Tier Credits will determine your Tier Status for the coming Tier Status Benefits year. You will enjoy your Tier Status from February 1 – January 31 of the following year.

Please get in touch with M life Member Services at 1-866-761-7111.

iRewards Points (iRPs) are the loyalty points you earn every time you place a wager; they can be redeemed for perks and special offers in the online Loyalty Store. You also earn Tier Credits for all of your wagers; each Tier Credit earned contributes towards your M life Tier Level Status.

M life Rewards members can now earn iRPS and Tier Credits by placing sports bets and playing slots, table games and poker at and

You earn iRPs based on the games you are playing or the sports bets you place and your Tier Status. The higher your Tier Status, the higher your iRPs earning rate will be.

All users start at Sapphire level and earn base iRPs; Pearl players earn base iRPs plus 10% bonus iRPs; Gold players earn base iRPs plus 20% Bonus iRPs; Platinum players earn base iRPs plus 30% bonus iRPs; Noir players earn base iRPs plus 40% Bonus iRPs.Tier credits will be same as the base iRPs earned.

iREWARDS Points (iRPs) are visible under My Account / Loyalty / My iReward Points or iReward Points History.

** Visit M life Rewards to get your Tier Credit balance and a complete list of benefits.

The beauty of the iRewards loyalty program is its versatility. You can use your iRPs (iRewards Points) for a wide variety of purchases or for even more opportunities to win big! Redeem your points for Bonuses, Express Comps, and cash. Express Comps can be redeemed for rooms, dining, and other amenities at any MGM property.

You can redeem Express Comps for hotel accommodations, dining, entertainment, M life Rewards Moments, and more at any MGM Resorts International destination.

Terms and Conditions:

  1. A player must have an M life Rewards account in order to receive Express Comps.
  2. Please allow up to 7 business days for purchase of Express Comps to be added to your M life Rewards account.
  3. A player is required to present valid government-issued photo identification bearing the same name as stated on his/her M life Rewards Card in order to redeem Express Comps at an MGM Resorts destination nationwide.
  4. A player’s accumulated Express Comps may be subject to forfeiture if the player’s M life account does not reflect any activity including those obtained via this offer(which means earning M life points or earning M life Tier Credits) for a period of six (6) months for Sapphire Members or a period of twelve (12) months for Pearl, Gold, Platinum and NOIR Members.
  5. Express Comps are subject to M life Reward Program Rules (including Rule 17) which are available here
  6. Express Comps earning is limited to $5,000. NOIR members may earn up to $10,000 in Express Comps.
  7. MGM Resorts International reserves the right to terminate this offer at its discretion and without prior notice.
  8. All Purchases are final.

Your Express Comps will usually be credited to your M life Rewards account within 72 hours. In exceptional cases, the status of your order will remain in Pending state and it might take up to 7 business days to process your request.

You can check the status of your orders by clicking on the “Your Order” option available in the store.

iRewards Points are valid for 180 days from the date you earn them. On the first day of every month, all iRPs in your account that are older than 180 days will expire.

No, you cannot cancel an item already redeemed.

Game Category Criteria Base iRPs earned Tier Credits earned
Cash Games $1 Rake 5.56 5.56
Tournaments $1 Tournament Fee 5.56 5.56
Game Category Wager Amount* Base iRPs earned Tier Credits earned
Regular Slots, Other $5 1 1
Progressive/Jackpot Slots $10 1 1
Video Poker $20 1 1
Baccarat, Blackjack, Craps, Roulette $25 1 1

*Wager amount will vary based on actual game played. Bonus iRPs will be added to base iRPs earned based on your tier status.

Sports wagers will award iRPs earnings based on the odds selection, bet type ,wager amount and your tier status

Bet Type Wager Amount Single/Parlay Odds Base iRPs Earned Tier Credits
Straight Bets $50 Single -100 9.5 9.5
Parlay Bet $25 Parlay +300 9.5 9.5
Futures Bet $100 Single +1100 9.5 9.5

Tier credits will be same as the base iRPs earned.

iRPs and Tier Credits will be awarded on bet settlement. You cannot earn iRPs or Tier Credits for free bets/cancelled bets/ early cash out bets.

For every $100 wagered in Bingo, you will receive 3 Base iRPs and 3 Tier Credits.