{"id":13229,"date":"2023-08-22T12:27:41","date_gmt":"2023-08-22T16:27:41","guid":{"rendered":"https:\/\/casino.borgataonline.com\/en\/blog\/?p=13229"},"modified":"2025-06-12T06:56:35","modified_gmt":"2025-06-12T10:56:35","slug":"blackjack-insurance-worth-it","status":"publish","type":"post","link":"https:\/\/www.borgataonline.com\/en\/blog\/blackjack-insurance-worth-it\/","title":{"rendered":"Is Blackjack Insurance Ever Worth It?"},"content":{"rendered":"\n
\"An<\/figure>\n\n\n\n

Whether it\u2019s for your car, home or gambling, insurance allows individuals to spread the risk. Although, sometimes it isn\u2019t necessary and you end up paying cash for something you never use. On the other hand, with high-paying items like a house or car, having insurance provides security for your assets and peace of mind knowing that you\u2019ll be covered if anything goes wrong.<\/p>\n\n\n\n

The rising popularity of casino table games<\/strong><\/a> has transpired to an increase in blackjack players. For beginners, be sure to read through the betting options and casino rules before playing. When it comes to blackjack and insurance, the jury is out on whether or not it\u2019s a good investment. Read on and decide for yourself.<\/p>\n\n\n\n

What Is Blackjack Insurance?<\/strong><\/h2>\n\n\n\n

A side bet offered to gamblers, blackjack insurance rules deem that if the dealer is dealt an ace and 10-value card, the player is protected if the dealer achieves the unbeatable blackjack \u2014 meaning they cannot lose. Why an ace? With its ability to double down as an 11 or 1, it offers the most flexibility \u2014 you avoid going bust and could quite possibly reach 21.<\/p>\n\n\n\n

The combination of an ace and 10-value card (10, jack, queen, king) is the fastest route to achieving blackjack. During an online blackjack live dealer game, you\u2019ll probably see this combination occur, but the chances of it happening consistently are slim \u2014 one good reason why many avoid blackjack insurance bets<\/strong>.<\/a><\/p>\n\n\n\n

But, just like any type of safety net, there\u2019s often a catch. Usually, with an insurance bet, the gambler can only stake half of their original bet. Also, the odds are 2\/1 when taking blackjack insurance, meaning the player breaks even at best.<\/p>\n\n\n\n

When Should You Take Blackjack Insurance?<\/strong><\/h2>\n\n\n\n
\"A<\/figure>\n\n\n\n

It\u2019s important to remember that this bet cannot be placed whenever you feel like it \u2014 it can only be implemented if the dealer’s up-card is an ace. Additionally, the insurance can only be claimed if they reach 21 with an ace and 10-value card.<\/p>\n\n\n\n

For example, if the dealer reaches blackjack with an ace-4-7, the insurance bet fails. But, if it\u2019s an ace-king hand, then you\u2019re eligible to claim insurance if you took it.<\/p>\n\n\n\n

If you want to make use of this betting option, the best time to do so is when the dealer’s hole card is an ace and the combination of an ace and a 10-value card hasn\u2019t materialized in a while.<\/p>\n\n\n\n

Should I Avoid Blackjack Insurance?<\/strong><\/h2>\n\n\n\n

Generally speaking, yes. Often seen as a terrible strategy, blackjack insurance offers unfavorable odds, doesn\u2019t improve the house’s edge and puts your bankroll under more strain. Remember that 16 of the 52 cards are valued at 10, putting your odds of winning an insurance bet at +233, with the probability that the house will take this money without much effort.<\/p>\n\n\n\n

Although you may win a couple times, over the long term, the statistics aren\u2019t in your favor. With insurance bets, gamblers often lose more than they win. Using the percentages above, if you played 52 rounds, statistically, you\u2019d win 16 rounds and lose 33.<\/p>\n\n\n\n

So, if you staked $15 each round on an insurance bet (meaning your overall bet needs to be $30 minimum,) you would win $240 but lose $495. This doesn\u2019t even consider your original bet.<\/p>\n\n\n\n

Overall, experts usually avoid using insurance bets as the reward-to-risk ratio is too slim and the chances of it damaging your bankroll are high. <\/p>\n\n\n\n

For beginners playing online games in a casino, learning the basics before moving on to complex strategies is the best way to improve your chances of winning. Otherwise, you risk making terrible bets and suffering heavy defeats.<\/p>\n\n\n\n

Types of Blackjack Variations<\/strong><\/h2>\n\n\n\n
\"Cards<\/figure>\n\n\n\n

Unlike brick-and-mortar casinos, which often have the same layout, machines and games for years, online casinos offer several variations of each casino game, from online slots<\/strong><\/a> and blackjack to roulette and poker.<\/p>\n\n\n\n

Here\u2019s a guide to some blackjack variations<\/strong><\/a>.<\/p>\n\n\n\n

European Blackjack<\/strong><\/h3>\n\n\n\n

Unlike in American Blackjack, the dealer is dealt one face-up card, therefore, eradicating the chances of them holding a blackjack from the beginning. It\u2019s worth noting that the betting options remain the same as the American version.<\/p>\n\n\n\n

Vegas Strip<\/strong><\/h3>\n\n\n\n

One of blackjack’s most popular versions, the dealer combines four decks of cards and allows players to split 10-value cards, surrender, double down on any initial hand and create four hands per game. The objective of reaching 21 remains the same \u2014 this applies to all versions of blackjack.<\/p>\n\n\n\n

Spanish 21<\/strong><\/h3>\n\n\n\n

Known for its more favorable odds and lenient rules, Spanish 21 is often played with six decks, with all 10s removed. Players are able to surrender, split matching hands and place insurance bets.<\/p>\n\n\n\n

Play Blackjack at Borgata Online<\/strong><\/h2>\n\n\n\n

Want to play blackjack online? With games available 24\/7 on all devices, you can play from the comfort of your home or on the go. Register<\/strong><\/a> today and enjoy the selection of themed tables, bonuses and live dealer online casino games.<\/p>\n\n\n\n

Apart from blackjack, Borgata Online also gives you access to an almost endless range of other casino games. From jackpot slots<\/strong><\/a> and poker to roulette, play from anywhere, anytime.<\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":13235,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[24],"tags":[],"class_list":["post-13229","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-casino","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-33","no-featured-image-padding"],"acf":[],"yoast_head":"\nIs Blackjack Insurance Ever Worth It? - Borgata Online<\/title>\n<meta name=\"description\" content=\"Insuring blackjack hands may or may not be a good idea. 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